Report · Builder incentives
Utah builder incentives report: October 2026
As of October 7, 2026, we found 10 Utah builder offers from 6 builders that publish their terms and a valid-through date. Another 32 offers from 19 builders are advertised without published terms or an end date, so we count them separately. Every offer below links to the builder page we read it from.
Last updated:
Summary counts
| County | Offers |
|---|---|
| Salt Lake County | 1 |
| Utah County | 7 |
| Wasatch County | 1 |
| Weber County | 1 |
| Type | Offers |
|---|---|
| Rate / buydown | 8 |
| Closing-cost credit | 2 |
| Design / options credit | 2 |
| Price reduction | 0 |
| Other | 0 |
Type is based on the builder's own wording. One offer can mention more than one type (for example, a credit toward design options or closing costs), so type counts can add up to more than 10.
Active offers with published terms
Sorted by valid-through date (soonest first), then builder name.
| Builder | Community | City / county | Offer (builder wording) | Terms | Valid through | Checked | Source |
|---|---|---|---|---|---|---|---|
| Meritage Homes | Juniper at Harmony | Eagle Mountain, Utah County | ALL FOR FALL: Secure a five-year fixed rate of 3.99% (5.768% APR*) on select SLC-area homes through October 15. | Select SLC-area homes; T&Cs apply | October 15, 2026 | October 7, 2026 | Builder page |
| Meritage Homes | Westwood Estates | West Haven, Weber County | Secure a five-year fixed rate of 3.99% (5.768% APR) | On select Salt Lake City-area homes | October 15, 2026 | October 7, 2026 | Builder page |
| Candlelight Homes | Firefly at Eagle Mountain | Eagle Mountain, Utah County | 3 Bedroom Townhome at 3099 N Peppergrass Dr just $2,590/mo* + $20K 1st-time buyer assistance | Up to $9,000 builder credit with First Colony Mortgage financing toward eligible closing costs; no cash value or combination with other offers. Rates/terms as of 9/29/26; subject to change. Example: $365,900 price, 30-year FHA fixed 6.000%/7.279% APR. Site-wide banner. | October 31, 2026 | October 7, 2026 | Builder page |
| David Weekley Homes | Bonneville Towns | West Valley City, Salt Lake County | Buy Now, Get More in the Salt Lake City Area; Fall Into Savings: starting payment rate as low as 3.49% on select move-in ready homes | Special financing savings; 3.49% on select move-in ready homes | October 31, 2026 | October 7, 2026 | Builder page |
| David Weekley Homes | Brixton Park | Saratoga Springs, Utah County | Buy Now, Get More in the Salt Lake City Area; Fall Into Savings: starting payment rate as low as 3.49% on select move-in ready homes | Special financing savings; 3.49% on select move-in ready homes | October 31, 2026 | October 7, 2026 | Builder page |
| Fieldstone Homes | Willow Estates | Spanish Fork, Utah County | END OF SUMMER SAVINGS - Free Finished Basement On Select Dirt Lots (plus rate buydown offers) | ALL OFFERS ARE AVAILABLE THROUGH PREFERRED LENDER FIRST COLONY MORTGAGE ONLY. MUST USE PREFERRED LENDER TO QUALIFY. | October 31, 2026 | October 7, 2026 | Builder page |
| Pulte Homes | Salem Foothills | Salem, Utah County | Limited Time Year-End Savings - credit of up to $70,000 toward eligible design center options or closing costs | New purchase agreements for to-be-built homes accepted 10/1/2026-10/31/2026; one flex cash credit per agreement; not combinable; subject to change | October 31, 2026 | October 7, 2026 | Builder page |
| Pulte Homes | Deep Creek at Jordanelle Ridge | Heber City, Wasatch County | Save More with Our Below Market Rates (example 5.99%/5.977% APR conventional 30-yr via Pulte Mortgage) | New contracts signed by 10/31/26; Affiliate Incentive Program financing through Pulte Mortgage; loans locked and closed by 11/30/26; FICO 780 example | October 31, 2026 | October 7, 2026 | Builder page |
| D.R. Horton | Inverness | Lehi, Utah County | Special Interest Rate on certain D.R. Horton homes. 5.50% 5.903% APR 5% down payment required. | Based on a Conventional 30-Year fixed rate mortgage with a sales price of $469,990, and a loan amount of $446,491, and a monthly payment of $3,047. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. May not be combined with other offers. On certain inventory homes that contract on or after 08/24/26 in Utah and close on or before 11/30/26. | November 30, 2026 | October 7, 2026 | Builder page |
| D.R. Horton | Viridian | Salem, Utah County | Special Interest Rate on certain D.R. Horton homes. 5.50% 5.903% APR. 5% down payment required. | Conventional 30-yr fixed, sales price $469,990, loan $446,491, payment $3,047. Rates only until pool of funds depleted or rate expires. Not all borrowers qualify. On certain inventory homes that contract on or after 08/24/26 in Utah and close on or before 11/30/26. | November 30, 2026 | October 7, 2026 | Builder page |
Advertised, terms not published: 32
32 offers from 19 builders appear on builder websites without published terms or an end date. We don't list them as active offers because we can't tell when they end or who qualifies. Ask the builder for the written terms. They are shown, clearly labeled, on the incentives page when you choose to include them.
The biggest incentive isn't always the lowest total cost.
A large credit on a higher-priced home can still cost more in total than a smaller offer on a lower-priced one. Rate offers are often tied to a preferred lender, specific homes or a contract deadline. Compare total cost and your own Loan Estimate, not the headline. Use the buydown and hidden-cost calculators and our list of costs to add to the base price.
How we built this
Each offer was read from the builder's own website and logged with the page URL and the date we checked it. An offer is counted as active only when the builder publishes terms and a valid-through date that has not passed. Expired offers are removed automatically.
Offers without published terms or an end date are counted separately as "advertised." County comes from the community the offer is listed on. Offer type is read from the builder's wording. Missing values are shown as "Unknown".
The CSV at /reports/utah-builder-incentives-2026-10.csv contains the same rows as the table above.
Sources
Every price, home type and offer comes from the builder's own website. Each row links to the page we read and shows the date we checked it. Builders change prices and offers often; confirm with the builder before you sign.
Build Smart Utah is run by Landon Musselman · Licensed Utah buyer's agent · Equity Real Estate - NRE. We don't rank builders, and the criteria are the same for every builder. How Landon is paid is explained for your specific purchase before you sign anything.